Purchasing

Purchasing a home is one of the biggest financial decisions you will make. Cheryl and her group will guide you through the process, making sure that your financing decision is in line with your long term financial goals. In order to serve you better, please select from the following options:

Refinancing

Refinancing can save you significant amounts of money. Allow us to guide you through the refinancing process, making sure that your decisions are properly matched with your long term financial goals. In order to serve you better, please tell us what you would like to accomplish:

Construction or Renovation

Construction/Renovation programs financing options for new and existing home and construction projects.
    Construction to Permanent - features a one time close for a lot acquisition, funding for construction and a modification to a permanent loan, saving you money on closing costs.

    Permanent Improvement Loans (PIL) - features a one time close with no monthly payments.
Construction and renovation loans are customized for the unique needs of the transaction. Additional documents, such as construction agreements and draw schedules may be required. Cheryl's staff will call you to discuss the details as necessary.

Custom Loan Products

  • Bridge Loans
  • Loans to $4 Million
  • Loans to 100% with no PMI
  • Portfolio Lending
  • High Ratio and No Ratio Loans
  • Interest Only Loans
  • First Time Home Buyer Programs
  • LIBOR Based ARMS


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